How to File Your Insurance Claim the Right Way This Summer
Hailstorms can hit hard during a Colorado summer, leaving your vehicle with dents and damage. But filing a hail damage insurance claim doesn’t have to be stressful. With Hail Medic‘s expert paintless dent repair (PDR) services, you can get your car restored quickly, affordably, and with less hassle.
Step 1: Assess the Damage After the Storm
After the hail passes, carefully inspect your vehicle. Hail dents can be hard to spot, especially on lighter-colored cars or roofs. If you’re unsure whether hail damage is present, Hail Medic offers free inspections at our Denver-area location.
Step 2: Review Your Insurance Coverage
Many Colorado drivers carry comprehensive coverage, which typically includes hail damage. Still, it’s important to understand your policy details:
Deductible: Know what amount you’ll pay out-of-pocket
Repair Shop Selection: You have the right to select your preferred shop, not just the one your insurer recommends
Claim Filing Window: Don’t wait. Some policies require claims to be filed within a set number of days after a storm
Step 3: File Your Insurance Claim
Once you’ve gathered your photos and reviewed your policy, it’s time to contact your insurance company. Most providers allow you to file online, through an app, or by phone. Be ready to provide:
Date and time of the hailstorm
Photos of the damage
The location where your vehicle was during the storm
Step 4: Schedule Your Free Estimate with Hail Medic
At Hail Medic, we work directly with your insurance company to make the claim process smoother for you. Our Denver-based team specializes in PDR—a fast, eco-friendly, and cost-effective method that restores your vehicle without affecting factory paint.
Why Colorado drivers choose Hail Medic
Free hail damage inspections and estimates
Zero out-of-pocket in most cases
We handle the paperwork and communication with your insurer
Quick turnaround with expert repairs
Locally trusted and highly rated
Don’t Wait—Storm Season Is Just Getting Started
Hail season in Colorado typically peaks in June and July. The sooner you file your claim and get an estimate, the better your chances of a fast approval and repair.
Ready to get started?
Call Hail Medic today for a free hail damage estimate, and let us assist you in navigating the insurance claim process with confidence. Our expert team will take care of everything, so you can get back on the road without dents. Contact us at (720) 609-2976 to schedule your inspection.Dilmore, John. “Does Car Insurance Cover Hail Damage?” U.S. News & World Report (blog), July 1, 2025. U.S. News & World Report L.P. https://www.usnews.com/insurance/auto/does-car-insurance-cover-hail-damage#:~:text=Key%20Takeaways,cover%20damage%20caused%20by%20hail